Fixed monthly repayments FAQs
Going private can be confusing. We’re here to help you understand private healthcare, costs, and what to expect.
Applying for finance
Check what's required and understand your options before applying.
The APR available to you will depend on the finance options offered by your chosen hospital and lender. Once you begin your application, you'll be able to review the available repayment options, including the applicable APR, before making a decision.
When applying for healthcare finance, you'll typically need to provide:
This information helps the lender assess your application.
Some procedures are not eligible for healthcare finance through Chrysalis Finance. These include:
If you're unsure whether your treatment is eligible, please contact your chosen hospital.
Submitting your application
Find out what happens during the application process and after you apply.
Your procedure date helps the lender understand when funds will need to be released to the hospital. This ensures payment can be made at the appropriate time before your treatment takes place.
Managing your repayments
Get help with repayments, account updates and cancelling your agreement.
If you move home or need to update your contact details, please contact the lender directly to ensure your records remain accurate and up to date.
Application decisions and finance providers
Learn what happens if your application is unsuccessful and who provides your finance.
If finance isn't available, your chosen hospital can discuss alternative payment options that may be available to help you access treatment.
Didn't find the answer you were looking for?
If you still have questions about private healthcare, our team can help you understand your options and guide you to the information you need.